Start your custom build with financing that’s fast, flexible, and made for you.
Take advantage of a limited-time opportunity to lock in a below-market interest rate through our preferred lender OneTrust Home Loans. You’ll enjoy lower monthly payments and potentially qualify for more home.
Why It Works for You:
Below-Market, Fixed Rate Up Front – Enjoy a below-market rate and payment predictability from day one
Rate & Payment Locked Before You Build – No surprises during construction
All-in-One Close – One Loan, One Set of Closing Costs, One Time
Interest Rolled into Loan During Construction – Less out-of-pocket cost upfront
Multiple Loan Types Available – Choose from Conventional, FHA, or VA options
If you own a primary residence and only want to move one time, Hedgefield Homes will help you secure construction financing through it's lending partner, who will fund construction of your new home. When the home is nearing completion, you will sell your current residence and move into the new home when it is complete.
Qualify without selling first - This unique program enables you to qualify for a construction loan even if traditional lenders will not qualify the loan based on debt-to-income restrictions
Pay no interest or closing costs during construction - These fees are included in the price of your purchase.
410 Shops Blvd, Suite 200, Willow Park, TX 76087
One-time Close Loans can be approved with as little as 0.0% down (VA), 3.5% (FHA) or 5% (Conventional). However, the more you pay down, the lower your payment and your mortgage insurance. The Buy Before You Build Program equity requirement is 10%.
Construction on your home will begin using the funds from your construction loan. You will need to list and sell your existing home, typically you would want to do this approximately 60 days from completion, but this varies depending on how long homes take to sell in your area. You will begin paying construction interest on your new home once it is complete, so ideally your old home will close right after you move in (or soon thereafter) and then your permanent lender will close your new permanent loan.
You are free to choose any lender in the marketplace, however, any financing incentives offered by Hedgefield Homes, such as the interest rate buy-down or free construction interest, are contingent upon selecting our preferred lenders to work with.
Typically 1-2 days.
With the Buy Before You Build program, if you are unable to sell your home at the price you want by the time your home is complete, you may have to cut the price to sell it. There is a time limit of 12 months on the construction loan, at which time the loan proceeds are due to the lender. With any construction-to-perm loan, if your credit situation changes dramatically, such as a job loss, you may not be able to qualify for the permanent loan.
410 Shops Blvd, Suite 200
Willow Park, TX 76087